Royal Neighbors has permanent life insurance coverage to help your clients pass on their love - not their debt. In most cases, no physical exam is needed when applying for coverage. This may be a good option for your clients:
Between the ages of 50 and 85
Wanting between $5,000 and $25,000 of coverage
Looking for coverage options that may not require a physical exam
Looking to supplement the life insurance they already have
Royal Neighbors also offers Accelerated Living Benefit Riders with this coverage. If your client is permanently confined to a nursing home or diagnosed with a terminal condition, a portion of the death benefit can be accessed and used to help fund their care or other needs.*