Universal Life / Index UL

Universal life insurance is a type of flexible life insurance offering the low-cost protection of term life insurance as well a savings element (like whole life insurance) which provides a cash value buildup. The death benefit, savings element and premiums can be reviewed and altered as a policyholder's circumstances change.  

Indexed Universal Life insurance is a great way for your clients to supplement their retirement or other savings goals.  IULs offer tax-deferred cash accumulation with NO market-based risk, tax-free income through policy loans and withdrawals, and tax-free death benefit protection for heirs.  Indexed Universal Life is a great way to protect your clients' savings from taxes while providing them will supplemental retirement income for their entire lifetime.

Contact info

Tel  800-852-7152 

Fax  888-507-1861


318 W Huron St

Missouri Valley, IA  51555

Business hours

Monday         8:00 - 5:00

Tuesday         7:30 - 5:00

Wednesday   7:30 - 5:00

Thursday       7:30 - 5:00

Friday             7:30 - 3:00


* all times are Central

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The information on this site is for licensed insurance agents and brokers only. If you are not an insurance professional, please do not rely on this information. Instead, refer questions to a licensed insurance professional. This material has been prepared for informational purposes only and should not be relied upon for accounting, legal, tax or investment advice. Some programs are not available in all states.

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