More broadly competitive.

Here's how Pacific Life has repriced, repositioned and reinvigorated PL Promise Term Life1 to ensure you're in position to compete and win across the broader market: 

> More broadly competitive  on age and health  

> More competitive  substandard pricing  

> Monthly mode advantage  

> More competitive 25 year term  

Today's clients want fast, affordable death benefit protection from a solid company with sterling credentials. 

Here's what being more broadly competitive on age and health can mean to you:

Monthly Premiums:  95% Rank in the Top 3. 

Annual Premiums:  85% Rank in the Top 3.


Sales Kit Includes Contracting Paperwork

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1PL PROMISE TERM Level Premium Term Life Insurance. Policy Form #P16LYT or ICC16 P16LYT and S16LYT 10, S16LYT 15, S16LYT 20, S16LYT 25, or S16LYT 30, based on level premium period chosen and state of policy issue.

2Quotes run for 15 products on Compulife on 7/1/17: American General Life Insurance Company Select-a-Term (ICC16-16901), Banner Life Insurance Company OPTerm (ICC12OPTN), John Hancock Insurance Company Term 17 (2017TERM), Lincoln National Corporation LifeElements (TRM6063), Lincoln National Corporation TermAccel (TRM5065), Mutual of Omaha Insurance Company Term Answers (6182L-0696), North American Company for Life and Health Insurance ADDvan-tage (LS174), Pacific Life PRIME Term, Pacific Life PL Promise Term, Principal Financial Services, Inc. Term (ICC13 SN/SN 89), Protective Life Corporation Custom Choice UL (ICC12-UL22 1-13), Prudential Insurance Company of America Term Elite (PLTI-2008), Prudential Insurance Company of America Term Essential (ICC16 PLTIC-2016), The Savings Bank Life Insurance Company of Massachusetts (SBLI) Level Term (ICC16-P-LT), Transamerica Life Insurance Company Trendsetter Super (ICC16 TL24).

Many life insurance products have some flexibility in how they are structured. Each policy selected, illustrated, and sold should be structured based upon your client's particular insurance needs and financial objectives. It is your responsibility to know that the particular policy selected, illustrated, and sold will meet your client's needs and objectives.

Competitor information presented based on illustrations received directly from the company. While we believe it is accurate, we cannot assure you that this is the most current information. Please contact the company for a current illustration and product information.

Underwriting criteria will differ from company to company; we attempted to use comparable risk classes across all companies.

This email may be considered advertising under applicable law.

For Financial Professional Use Only. Not For Use With the Public.

Pacific Life is a product provider. It is not a fiduciary and therefore does not give advice or make recommendations regarding insurance or investment products.

The company(ies) referenced above, and its associates, are not affiliated with Pacific Life. Pacific Life offers its products through independent third-party life insurance producers who may be appointed with multiple insurance carriers, which may include Pacific Life.

Life insurance is subject to underwriting and approval of the application.

Pacific Life refers to Pacific Life Insurance Company and its affiliates, including Pacific Life & Annuity Company. Insurance products are issued by Pacific Life Insurance Company in all states except New York and in New York by Pacific Life & Annuity Company. Product availability and features may vary by state. Each insurance company is solely responsible for the financial obligations accruing under the products it issues. Insurance products and their guarantees, including optional benefits and any crediting rates, are backed by the financial strength and claims- paying ability of the issuing insurance company. Look to the strength of the life insurance company with regard to such guarantees as these guarantees are not backed by the broker-dealer, insurance agency, or their affiliates from which products are purchased. Neither these entities nor their representatives make any representation or assurance regarding the claims-paying ability of the life insurance company.

Pacific Life's Home Office is located in Newport Beach, CA.


EM-46518-00 8/17

Contact info

Tel  800-852-7152 

Fax  888-507-1861

318 W Huron St

Missouri Valley, IA  51555

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Tuesday         7:30 - 5:00

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Thursday       7:30 - 5:00

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* all times are Central

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The information on this site is for licensed insurance agents and brokers only. If you are not an insurance professional, please do not rely on this information. Instead, refer questions to a licensed insurance professional. This material has been prepared for informational purposes only and should not be relied upon for accounting, legal, tax or investment advice. Some programs are not available in all states.

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