Plus, living benefits for chronic care, nursing home confinement or terminal illness!

Product specs:

  • 10-year surrender period
  • $10,000 minimum premium
  • Issue age: 45-80
  • Single premium
  • Return of Premium feature

Competitive advantages:

  • 12% premium bonus applied immediately
  • Access to death benefit for qualifying chronic care, nursing home confinement or terminal illness
  • Longevity benefit allows access to death benefit as income in later years

RightNow Underwriting

  • EquiTrust's simplified, digital process makes it easy to get coverage, with no medical records or exams required, and an immediate underwriting decision in 100% of cases

Fill out the form or call 800-852-7152 for more info!

For Agent use only, not for use with the general public.

Product availability and features may vary by state. See policy for complete details. Policy issued on Policy Form Series ICC19-ETL-IUL-2000(01-19) or ETL-IUL-2000(01-19). Riders issued on Form Series ICC11-ETL-ADBR(03-11); ICC17-ETL-FPW(01-17); ICC17-ETL-PBR(01-17); ETL-GWBR(12-23); and ICC19-ETL-MCSV(01-19). Index accounts issued on Form Series ICC17-ETL-1YRINT(01-17); ICC17-ETL-1YP2PCAP(01-17); ICC17-ETL-1YAVGPART(01-17); ICC17-ETL-1YP2PPART(01-17) and ICC23-ETL-PT(10-23). EquiTrust does not offer investment advice to any individual or agent/producer and this material should not be construed as investment advice. For producer use only.

GET MORE INFO

Contact info

Tel  800-852-7152 

Fax  888-507-1861


318 W Huron St

Missouri Valley, IA  51555


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Business hours

Monday         8:00 - 5:00

Tuesday         7:30 - 5:00

Wednesday   7:30 - 5:00

Thursday       7:30 - 5:00

Friday             7:30 - 3:00


* all times are Central

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The information on this site is for licensed insurance agents and brokers only. If you are not an insurance professional, please do not rely on this information. Instead, refer questions to a licensed insurance professional. This material has been prepared for informational purposes only and should not be relied upon for accounting, legal, tax or investment advice. Some programs are not available in all states.  Agents contracted with insurance companies through Western Marketing are independent agents and are not employees of Western Marketing.  We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.