• Option 1: Living Benefits Built InCoverage that not only protects beneficiaries but also provides access to funds if your client experiences a qualifying illness. With multiple benefit triggers and competitive premiums, this option delivers value beyond traditional death benefit protection.• Option 2: Simple, Fast CoverageNo labs. No exams. Just an easy, streamlined process that provides a decision in minutes. Perfect for busy clients who want coverage without the hassle.• Option 3: Affordable Rates with Strong Conversion PrivilegesLow-cost protection with short- and long-term options, plus the ability to convert down the road. A great fit for clients looking to start simple but keep their future open.