Have Clients Looking for a BOOST for Their Retirement?
EquiTrust just launched their SmartBoost™ Index Annuity. Why a boost instead of a bonus? When clients purchase big bonus annuities, there is typically a cost. The cost is often a reduction in rates offered over the life of the surrender-charge period.
SmartBoost Index is different! There is no cost for the boost. Credited rates will still be competitive with other non-bonus indexed annuities. Clients are guaranteed¹ a 40% return (vested at 4%² annually) over 10 years. In years where the chosen indices are positive, SmartBoost Index will grow even more.
SmartBoost Index also offers a day-one 40% boost on premium for the death benefit³.
Fill out the form or call 800-852-7152 for more information today.
For producer use only. Not for use with the general public.
1 Guarantees based on the claims-paying ability of EquiTrust Life Insurance Company.
2 The 40% BOOST vests over a 10-year period on each anniversary.
3 During the first 10 contract years, if death benefit taken as monthly payments over 60 months. If taken as a lump sum, the death benefit is equal to the Vested Enhanced Accumulation Value, which is the greater of the Accumulation Value (AV) and the Vested Guaranteed Enhanced Accumulation Value. Once the AV exceeds the Guaranteed Enhanced Accumulation Value, the lump sum death benefit is equal to the AV for all payment options.
The BOOST will be adjusted for withdrawals taken in the first 10 contract years. The death benefit may be limited in some states. See SmartBoost Index contract for additional details. Contract issued on Contract Form Series ET-SBA-2000(01-25) or ICC25-ET-SBA-2000(01-25). Riders issued on Form Series 430-NHW(08-03) or ICC18-430-NHW(06-18) and ET-TI-SBA(01-25) or ICC25-ET-TI-SBA(01-25) Products underwritten, issued and distributed by EquiTrust Life Insurance Company, West Des Moines, IA. For financial professional use only.
2548-SMB-EM-EXT-08-25.
