One of our carrier partners is running a limited-time risk class upgrade on its indexed universal life (IUL) product. Any applicant who underwrites at Table 2 or better will be upgraded to the best available class for their tobacco status.
That means clients who would normally be rated can now get best-class pricing. On an IUL, a better class lowers the cost of insurance, which can leave more of each premium dollar working toward cash value accumulation. For you, it's a strong reason to reach out before the year ends.
HOW THE UPGRADE WORKS
Non-Tobacco, Table 2 or Better: upgraded to Preferred Plus Non-Tobacco
Tobacco, Table 2 or Better: upgraded to Preferred Tobacco
