This fixed indexed annuity gives clients flexibility to select from three levels of protection - income, care and family.1 

INCOME PROTECTION from market risk

- PPC offers guaranteed lifetime income withdrawals2

CARE PROTECTION in the event you are faced with a need

for nursing care

- PPC offers enhanced withdrawals if you meet qualifying criteria3

FAMILY PROTECTION if you pass away sooner than expected

- PPC offers an enhanced death benefit for loved ones4

1. Riders are optional and must be elected at issue. Availability varies by state. They involve an additional fee that is deducted annually from your contract value.

2. Withdrawals are taken from contract value and will reduce the death benefit.

3. Proof of qualification must be submitted each year to receive the care benefit. Benefits are available after the second contract anniversary and are paid for a maximum of 5 contract years.

4. Over time contract value and Benefit Base could be withdrawn entirely, leaving no death benefit. The death benefit is not life insurance and is includable in ordinary taxable income to beneficiaries.

For Agent Use Only. Not for distribution to the public.

Guarantees are based on the claims-paying ability of PHL Variable Insurance Company. Phoenix Personal Protecion Choice is issued by PHL Variable Insurance Company (PHLVIC) (Hartford, CT) . PHLVIC is not authorized to conduct business in NY and ME.

Member of The Phoenix Companies, Inc.

A5160C

BPD39478