Guarantees are based on the financial strength of the issuing carrier. The Single Premium Fixed Indexed Annuity Contract (ICC19 OLA FIA), or variations of such, are issued by Oceanview Life and Annuity Company (d/b/a Oceanview Life and Annuity Insurance Company in California). May not be available in all states. Not available in the state of New York or Vermont. Product features, limitations and availability may vary. Oceanview annuities are products of the insurance industry and not guaranteed by any bank nor insured by the FDIC or NCUA/NCUSIF or any other federal governmental agency. May lose value. No bank/credit union guarantee. Not a deposit. May only be offered by a licensed insurance agent.
Guarantees are subject to the claim paying ability of the issuing insurance company. Annuities issued by Oceanview Life and Annuity Company, 1331 17th Street, Suite 1050, Denver, CO 80202. In California, doing business as Oceanview Life and Annuity Insurance Company. A.M. Best Rating as of February 11, 2026, is third highest of fifteen possible rating classes for financial strength. The outlook is stable. A.M. Best Rating is subject to change. This material is a general description intended for general public, educational use. Oceanview Life and Annuity Company is not providing investment advice for any individual situation, and nothing in this correspondence should be read as such. Neither Oceanview Life and Annuity Company nor any of its representatives may provide tax or legal advice. Withdrawals in excess of any Free Partial Withdrawal amounts are subject to a Surrender Charge and Market Value Adjustment (MVA). The MVA may have the effect of increasing or decreasing the surrender value of the withdrawal depending on the market interest rate changes. The IRS may impose a penalty for withdrawals prior to age 59½. Contracts purchased in an IRA or other tax-qualified plan provide no additional tax-deferral benefit, since they are already afforded tax-deferred status. All annuity features, risks, limitations, and costs should be considered prior to purchasing an annuity within a tax-qualified retirement plan. For non-qualified annuities, tax deferral is not available to corporations and certain other entities. While care was taken in compiling this information, the Company reserves the right to correct any typographical errors that may exist. Oceanview determines, at its discretion, the rates, renewal caps, and declared interest rates above the contractual minimums that are guaranteed. Funds allocated to an index do not directly participate in or invest in the stock market or any index.
