When an unexpected accident or illness happens, the last thing anyone wants to worry about is how they’ll afford the care they need. The reality is that health care costs are rising, and recovery often extends far beyond the hospital stay. Skilled nursing facilities now average $115,000 per year and assisted living facilities almost $76,000 per year—expenses that can quickly overwhelm even well‑prepared families.
This new short-term care plan is designed to provide peace of mind during life’s toughest moments. It gives clients the freedom to choose where and how they recover—whether that’s a nursing facility, assisted living, or at home—while paying benefits directly to them or their chosen provider, tax‑free.
Key highlights your clients will appreciate:
- Daily Nursing Facility benefits up to $700/day with flexible coverage durations and elimination periods.
- Prescription drug benefits, bed reservation, and Medicare Part B excess charge coverage built into the core plan.
- Optional riders including Adult Day Care, Home Care, Home Modification, Mental Health, Outpatient Rehab, Pet Boarding, and more—allowing you to tailor coverage to their needs.
- Non‑taxable benefits, guaranteed renewable as long as premiums are paid, and available for issue ages 40–89.
- Part B Excess Charge Rider to help alleviate fear of excess charges with your Medicare Supplement Plan N clients
Recovery doesn’t have to drain a family’s savings—or limit their choices. Now you can help clients prepare today for whatever tomorrow brings.
