Guarantees subject to the claims-paying ability of EquiTrust Life Insurance Company. Withdrawals before age 59 1/2 may result in a 10% IRS penalty tax. Contracts issued on Form Series ICC16-ET-FIA7-2000(10-16). Rider issued on Form Series ICC16-ET-IBR-ER-FIXED(07-16). EquiTrust does not offer investment advice to any individual or agent and this material should not be construed as investment advice. EquiTrust Life Insurance Company, West Des Moines, Iowa. For Producer Use Only. IC17-MC7-1094
