Do You Offer Long-Term Care Annuities?

The decline of the traditional Long-Term Care market has been well-documented over the years. But strong LTC coverage options still exist! Long-Term Care annuities are a great option that you can offer to your clients to provide strong LTC benefits if your clients need them, and competitive, tax-deferred growth of their funds if they don't.

Traditional Long-Term Care Insurance
  • Hard to qualify due to strict underwriting
  • High premiums are unaffordable for most people
  • Risk of future rate increases, and risk of lapsing coverage if premiums become unaffordable
  • Use it or lose it

Long-Term Care Annuities
  • Simplified underwriting with Guaranteed Issue options*
  • LTC coverage that won't lapse & no ongoing premium payments
  • The LTC benefits are there if your client needs them, and the full annuity value is there for your client and their beneficiaries if they don't
  • Safe, competitive, tax-deferred growth

The fact is that Long-Term Care annuities definitely make sense for certain consumers. Some states now require LTC coverage for residents, with more states considering adding this requirement. Contact us today to add our top LTC annuity products to your portfolio. Commissions are strong and are comparable to fixed-indexed annuity commissions.

Fill out the form or call 800-852-7152 for more info!

* Must pass suitability

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Contact info

Tel  800-852-7152 

Fax  888-507-1861


318 W Huron St

Missouri Valley, IA  51555


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Business hours

Monday         8:00 - 5:00

Tuesday         7:30 - 5:00

Wednesday   7:30 - 5:00

Thursday       7:30 - 5:00

Friday             7:30 - 3:00


* all times are Central

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The information on this site is for licensed insurance agents and brokers only. If you are not an insurance professional, please do not rely on this information. Instead, refer questions to a licensed insurance professional. This material has been prepared for informational purposes only and should not be relied upon for accounting, legal, tax or investment advice. Some programs are not available in all states.  Agents contracted with insurance companies through Western Marketing are independent agents and are not employees of Western Marketing.  We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.