Do You Offer Long-Term Care Annuities?
The decline of the traditional Long-Term Care market has been well-documented over the years. But strong LTC coverage options still exist! Long-Term Care annuities are a great option that you can offer to your clients to provide strong LTC benefits if your clients need them, and competitive, tax-deferred growth of their funds if they don't.
Traditional Long-Term Care Insurance
- Hard to qualify due to strict underwriting
- High premiums are unaffordable for most people
- Risk of future rate increases, and risk of lapsing coverage if premiums become unaffordable
- Use it or lose it
Long-Term Care Annuities
- Simplified underwriting with Guaranteed Issue options*
- LTC coverage that won't lapse & no ongoing premium payments
- The LTC benefits are there if your client needs them, and the full annuity value is there for your client and their beneficiaries if they don't
- Safe, competitive, tax-deferred growth
The fact is that Long-Term Care annuities definitely make sense for certain consumers. Some states now require LTC coverage for residents, with more states considering adding this requirement. Contact us today to add our top LTC annuity products to your portfolio. Commissions are strong and are comparable to fixed-indexed annuity commissions.
Fill out the form or call 800-852-7152 for more info!