Are your clients turned off by the high premiums, difficult underwriting, and use-it-or-lose-it proposition of traditional Long-Term Care insurance? Here are some great alternatives:
Are your clients turned off by the high premiums, difficult underwriting, and use-it-or-lose-it proposition of traditional Long-Term Care insurance? Here are some great alternatives:
- Short-Term Care - simplified underwriting and affordable coverage for up to 360 days
- Home Health Care - coverage that helps your clients recover in the comfort of their own home, plus a $600 prescription drug benefit helps offset the cost of the policy!
- Life Insurance with Chronic Illness Rider - accelerate up to 5% of the death benefit PER MONTH to cover LTC costs
- LTC Annuity - offer an annuity that triples in value if your client experiences a qualifying LTC event
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