LibertyMarkSM Heritage MaximizerSM enhanced death benefit rider (Rider Series 2181).
LibertyMarkSM 7, 10, 10 LT, SE 7, SE 10, SE 10 LT (Contract Series 411/4196/4205). Products are
single premium deferred fixed indexed annuities underwritten by Americo Financial Life and Annuity
Insurance Company (Americo), Kansas City, MO, and may vary in accordance with state laws.
Products designed and exclusively marketed by Legacy Marketing Group®. Some products and
benefits may not be available in all states. Certain restrictions and variations apply. Consult contract
and riders for all limitations and exclusions. Legacy Marketing Group® and any licensed insurance
agent/agency shown on this ad are independent, authorized agents/agencies of Americo. The Liberty Optimizer administrative fee of 1.00-1.75% (depending on the product version selected) will be deducted from the Accumulation Value at the end of each contract year, including the first.
* Heritage MaximizerSM is not life insurance. Benefits may have tax consequences. Maximum issue
age is 75. Once elected, Heritage MaximizerSM may not be cancelled. Not available in all states.
AF1175v0218
14-681-1 (02/18) FOR AGENT USE ONLY. NOT FOR USE WITH CONSUMERS.
