LegendMark Series flexible premium fixed deferred indexed annuities and Income XL Rider are issued by Fidelity & Guaranty Life Insurance Company, Des Moines, IA; products are distributed by Legacy Marketing Group®. Subject to state availability. Certain restrictions may apply. Refer to contract, sales guide, Compensation Schedule, and State Approval Matrix for details. Policy Form Nos: ACI-1018(06-11), API-1018(06-11), ICC14-1035 (04-14), et al. Rider Nos: ARI-1064(11-13), ARI-1065(11-13), et al. Riders have limitations, restrictions, and may have additional charges. Guarantees are based on
the claims-paying ability of the insurer.
* The income base is used to calculate rider benefits and fees and is not an amount that can be withdrawn or surrendered.
** Average annual growth amounts shown are not guaranteed values and are net of the 0.80% annual rider charge.
+ Fidelity & Guaranty Life Insurance Company reserves the right to change this rate for future sales.
FG1950v1116_WMA FOR AGENT USE ONLY. NOT FOR USE WITH CONSUMERS. 16-1051