For annuity clients looking to take income income in early years:
- Immediate 25% benefit base bonus day 1
- Benefit base floors of 150% after year 5 and 175% after year 10
- Benefit Base grows by 100% of AV growth
- Death benefit can be a 5-year payout of the benefit base
- Very strong guaranteed RMD story for qualified contracts looking to be left as legacy money
For annuity clients wanting strong income after deferring 2-3+ years:
- 8% compounding rollup
- Increasing or level income available immediately
- Know exactly what income will be at projected income start date