Whether you’re working with Medicare clients protecting retirement savings or life clients repositioning conservative assets, Heartland National offers two straightforward annuity solutions designed to fit different client goals.
Simple to explain. Competitive in design. Built for today’s market.
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Secure Rate MYGA
For clients who want:
- Multi-year interest rate guarantees
- Principal protection
- Flexible renewal options
- Competitive accumulation for conservative dollars
Ideal for CD rollovers, safe money positioning, and clients who want predictability without complexity.
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Secure Retirement 10-Year FIA
For clients who want:
- Growth potential tied to index strategies
- Downside protection
- Optional bonus structures (Growth, Boost, Max levels)
- Strong liquidity features
Highlights include:
- 5% annual free withdrawals after Year 1
- Cumulative free withdrawals up to 25%
- Built-in terminal illness, nursing home, and critical illness benefits
- Death benefit equal to full contract value
Great for pre-retirees and retirees looking for protection with upside opportunity.
Two products. Two opportunities. One carrier relationship. If you’re ready to explore where Heartland fits in your next case, we’re ready to help.
