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The Guaranteed Income Annuity is designed for retirees or those entering retirement who may need future income or want to maximize their inheritance. The GIA also allows growth to retirement savings while avoiding market risk. This innovative annuity offers three riders2, each addressing a different goal, making it versatile enough to cater to any retirement plan. It can be customized to accomplish 1) a guaranteed stream of income for life, 2) an enhanced legacy death benefit to beneficiaries, or 3) a combination of the two benefits for those uncertain of their retirement goals.

  • Premium Bonus of Up to 10%
  • Retirement Protection with Minimal Risk
  • Guaranteed Income for Life

  • Additional First Year Premiums
  • 10 Year Contract
  • Flexible Issue Ages

For additional details, please call Western Marketing at 800-852-7152.

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1 Bonus may vary depending upon age and rider selection, and may be subject to a vesting schedule.

2 Annual fees apply to the Legacy Benefit Rider and the GLWB Rider

Bonus annuities may carry higher fees and charges than annuities without the bonus feature, may only accumulate interest prior to annuitization and earning the full bonus requires keeping the annuity full term.

The Guaranteed Income Annuity is not available in all states. ICC17-ACLFLEXPBAN, ICC17-ACLFLEXNBAN, ICC17-ACLFLEXACCUM17, ACLFLEXACCUM17-OT, ICC17- ACLFLEXGLWB17, ACLFLEXGLWB17-OT, ICC17-ACLFLEXLB17, ACLFLEXLB17-OT



Contact info

Tel  800-852-7152 

Fax  888-507-1861


318 W Huron St

Missouri Valley, IA  51555


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Business hours

Monday         8:00 - 5:00

Tuesday         7:30 - 5:00

Wednesday   7:30 - 5:00

Thursday       7:30 - 5:00

Friday             7:30 - 3:00


* all times are Central

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The information on this site is for licensed insurance agents and brokers only. If you are not an insurance professional, please do not rely on this information. Instead, refer questions to a licensed insurance professional. This material has been prepared for informational purposes only and should not be relied upon for accounting, legal, tax or investment advice. Some programs are not available in all states.  Agents contracted with insurance companies through Western Marketing are independent agents and are not employees of Western Marketing.  We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.