Do you sell final expense insurance to your senior clients? Have you ever considered a universal life policy that can increase the face amount for lower premiums? Consider the following: you have a client who is in good health. She is looking to purchase a low face amount policy for her funeral so she doesn't pass the expense onto her children. You can quote her a continuous pay final expense policy, or you can quote her a guaranteed universal life policy. Both policies are simplified issue, but the difference in premiums can be very different.
