Most FIA caps change over time. This one doesn't.
There’s a Fixed Indexed Annuity on the market that flips a familiar frustration on its head.
Instead of annual cap re-declarations, select index strategies offer a cap rate declared once at issue—and locked for the entire surrender charge period. No resets. No surprises.
Just clarity from day one.
Why this is turning heads:
- Cap Rate locked at issue on select strategies
- No annual cap changes for the full term
- 5- and 7-Year Guarantee Periods
- S&P 500®, Nasdaq-100®, and Russell 2000® Index Options
- Competitive guaranteed cap positioning available today
- Simple Annual Point-to-Point Crediting
This structure opens the door to a different client conversation—one focused on transparency, predictability, and planning with confidence in the terms.
If you’re working cases where cap stability matters, this is worth a look.
Instead of annual cap re-declarations, select index strategies offer a cap rate declared once at issue—and locked for the entire surrender charge period. No resets. No surprises.
Just clarity from day one.
Why this is turning heads:
- Cap Rate locked at issue on select strategies
- No annual cap changes for the full term
- 5- and 7-Year Guarantee Periods
- S&P 500®, Nasdaq-100®, and Russell 2000® Index Options
- Competitive guaranteed cap positioning available today
- Simple Annual Point-to-Point Crediting
This structure opens the door to a different client conversation—one focused on transparency, predictability, and planning with confidence in the terms.
If you’re working cases where cap stability matters, this is worth a look.
