Are Your Clients Concerned About High Deductibles and Co-Insurance with Their Health Plan?
Are Your Clients Concerned About High Deductibles and Co-Insurance with Their Health Plan?
As health care costs continues to increase, many Individuals and business are moving towards high deductibles and increased co-insurance to reduce costs.
While this approach typically reduces the cost of the health insurance, it comes with a risk of greater financial burden to the individual purchasing these plans.
More than 60% of people having issues paying medical bills are in fact people that have health insurance, but the cost of the high Deductible and co-insurance is causing them to avoid going to the hospital and potentially be at greater risk of having major health issues in the future.
BRIDGE THE GAP with This Out-of-Pocket GAP Plan
These plans are built to eliminate your client's out-of-pocket expenses associated with hospital and doctor bills.
Benefits are limited to the deductible, co-pays and coinsurance amounts that are required under their Primary Medical Plan and include:
- In-patent Hospital Expense
- Physician’s Hospital Charges
- Plus 50% of covered outpatient expenses which are considered eligible expenses under their primary insurance policy.
Benefits are limited to the deductible, co-pays and coinsurance amounts that are required under their Primary Medical Plan and include:
- In-patent Hospital Expense
- Physician’s Hospital Charges
- Plus 50% of covered outpatient expenses which are considered eligible expenses under their primary insurance policy.
