• Instant decisions for qualifying clients
• No exams or labs for many applicants
• Face amounts $25,000 up to $10 million
• 10, 15, 20 & 30 year level terms
• Guaranteed level premiums
• Accelerated limits:
• Up to $1M (ages 18–50)
• Up to $500K (ages 51–65)
• Up to $100K (ages 66–75)
• Built in living benefits
• Conversion options available
• E app for faster submissions