Medicare Supplement

(ACI/AHIC/AHLIC/CLI)

• 12-month rate guarantee (all plans) 
  
• Competitive rates 
  
• A product seniors trust 
  
• No waiting period for pre-existing conditions 
  
• Over 30 years claims experience 
  
• Knowledgeable, in-house customer service 
  

Protection SeriesSM– 

Dental, Vision & Hearing (CLI)

• Issue ages 0-89
• Guaranteed Issue and Guaranteed Renewable for Life
• Choose ANY Dentist
• $1,000 or $1,500 Max Benefit that covers Dental, Vision, or Hearing.
• Plan deductible = $100 per Policy Year per Person
• Competitive Premiums
• Competitive Commissions 

Protection SeriesSM– 

Cancer and Heart Attack or Stroke (CLI)

• Issue ages 18-89 
  
• Lump sum benefit paid directly to policyholder or beneficiary 
  
• Benefits range from $5,000 - $75,000 
  
• Intensive Care Unit Rider available 
  
• Four coverage options: individual, individual and spouse/domestic partner, individual and child(ren), family 
  
• Same lump sum benefit amount for each covered person 
  
• Helps offset out-of-pocket expenses 

Final Expense (ACI/CLI)

• Issue ages 60-89 
  
• Whole life insurance plan 
  
• Point of sale “Jet” pre-approval 
  
• • Simplified yes/no application 
  
• 2-4 day turnaround time on bank draft 
  
• Level, Graded or Modified death benefits (in most states) 
• Face amounts: $3,000 - $35,000*
  

Protection SeriesSM–

Recovery Care (CLI)

• Issue ages 50-89 
  
• Pays indemnity benefits of up to: 
  
• $300 daily nursing facility including assisted living and bed reservation 
• $300 daily hospital 
• $1200 weekly optional home care rider 
• Pays benefits directly to the insured unless assigned to provider 
  
• Helps offset out-of-pocket expenses  
  

Protection SeriesSM– 

Hospital Indemnity (CLI)

• Issue ages 18-89 
  
• Pays indemnity benefits of up to: 
  
• $2,500 lump sum for hospital confinement 
• $300 optional daily hospital 
• $200 optional daily skilled nursing facility care 
• $60 optional doctor's office visit 
• $1,500 optional outpatient surgical procedure 
• $200 optional hospital emergency room visit or ambulance service 
• Pays benefits directly to the insured unless assigned to provider 
  
• Helps offset out-of-pocket expenses 

Protection SeriesSM– 

Hospital Indemnity Flex (CLI)

• Issue ages 18-89 
  
• Pays indemnity benefits of up to: 
  
• $2,500 hospital admission 
• $700/day daily hospital 
• $200/day optional daily skilled nursing facility care 
• $60 optional doctor's office visit 
• $1,500 optional outpatient surgical procedure 
• $200/visit optional hospital emergency room visit or ambulance service 
• Pays benefits directly to the insured unless assigned to provider 
  
• Helps offset out-of-pocket expenses 

Protection SeriesSM– 

Home Care Plus (CLI)

• Issue ages 50-89 
  
• Home care indemnity up to $1,200/week
• Daily hospital indemnity up to $300
• Optional lump sum cancer fixed indemnity rider
• Optional hospital emergency room visit or ambulance service 
• Pays benefits directly to insured unless assigned to provider
• Pays benefits for medically necessary home care
• Helps offset out-of-pocket expenses