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Andy Gunderson   Andy@wmacorp.com
Tyler Finken   Tyler@wmacorp.com

What is Term Life Insurance?

Term life insurance is the cheapest, simplest type of life insurance. Term life insurance is temporary, meaning that a policy of term life insurance provides coverage for only a certain number of years. (You can choose 5, 10, 15, 20, 30, etc. depending on the life insurance company.) If the insured dies during the term, the death benefit will be paid to the beneficiary. Term insurance is the least expensive way to purchase a substantial death benefit on a coverage amount per premium dollar basis over a specific period of time. Any life insurance policy that is not a term policy is permanent life insurance.

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The information on this site is for licensed insurance agents and brokers only. If you are not an insurance professional, please do not rely on this information. Instead, refer questions to a licensed insurance professional.  This material has been prepared for informational purposes only and should not be relied upon for accounting, legal, tax or investment advice.  Some programs are not available in all states. No consumer calls, please. Ask your agent or broker to give us a call.

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