Immediately increase the value of your client's estate
Pass assets - generally income-tax free - and avoid probate
Accelerated benefits available, if the insured qualifies
Simplified issue - decisions within a couple days
Products, rider provisions and accelerated benefits not available in all states or may vary by state. Policies issued on Form Series ETL-ISWL-2000(01-10), ETL-IUL-2000(08-10) or ICC13-IWL-2000(01-13). All products are issued by EquiTrust Life Insurance Company, West Des Moines, IA. For Producer Use Only. AC15-WTL-1012