Your clients can:
- Leave behind an income-tax free inheritance
- Get a guaranteed death benefit
- Access living benefits* in case of a catastrophic illness
- Transfer qualified funds to life insurance tax efficiently
- Increase the value of their estate
- Avoid probate costs
For both products, you'll enjoy
- Point-of-sale underwriting for immediate decision
- Highest agent compensation available
Baltimore Life's Single Premium Whole Life and Generation Legacy products can help your client substantially increase the estate being passed on to their heirs in a tax efficient manner.
Single Premium Whole Life is a secure solution for seniors who want to reallocate a portion of their invested cash assets not needed for daily living such as CD's and Money Market funds.
Generation Legacy is designed for seniors who have non-qualified annuities and qualified funds that they want to pass onto their heirs in an easier and more tax-efficient manner.
In addition to the immediate increase in your client's estate provided by the life insurance, both products also offer the security of living benefits through accelerated death benefit riders.
Baltimore Life's point-of-sale underwriting process gives you and your client an immediate underwriting decision on 90%+ of your applications.
Fill out the form on this page for more information on these products.
- Leave behind an income-tax free inheritance
- Get a guaranteed death benefit
- Access living benefits* in case of a catastrophic illness
- Transfer qualified funds to life insurance tax efficiently
- Increase the value of their estate
- Avoid probate costs
- Point-of-sale underwriting for immediate decision
- Highest agent compensation available
* Benefits are subject to terms and conditions of the policy.
Comments contained in this ad reflect our understanding of the current tax law treatment of this type of product. However, the laws are subject to different interpretations and changes. Our agents do not provide tax advice. Your client should consult with his or her tax advisor about the product and his or her personal situation. Secure Solutions® Single Premium Whole Life (SPWL) and Generation Legacy® are issued and underwritten by The Baltimore Life Insurance Company in Owings Mills, Maryland. SPWL Policy Form ICC18-7982, Generation Legacy® Policy Forms ICC18-8243 and 8244, and Rider Forms 8014, 8245, and 8247; or state variations where applicable. Policies not available in all states.
FOR AGENT USE ONLY. NOT FOR USE IN SALES PRESENTATIONS.
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